Pocket money is important! Not because children can meet small needs it. But because they can practice using money that way. And they learn for life. Learn all about the question of how much spending money should have children and what parents while observing sollten.Taschengeld is important - is the only way children can learn how to handle money. They can not do when they see only with their parents how to spend it. A child has the pocket money is available, before consideration "What I really want to buy?", And then makes the experience quickly that the pocket money is spent quickly, but it needs to wait long for the next pocket money. These are important learning steps, then benefit the children in adolescence and adulthood.
When you start with the pocket money?
The starting date for regular pocket money, the Back to School offers. Younger children do not usually difficult to assess the value of money.
Until the age of about nine, ten years, a weekly allowance makes more sense than a monthly, 'This child is happy when it often gets a small amount. At this age, the pocket money is also carved more for little things "on its head". From about ten years, children can have a bit of households and better organize their pocket money.
The youth services recommend the following pocket money amounts:
4 to 5 years: 50 Cent week
6 to 7 years old: 1.50 to 2 euros a week
8 to 9 years old: 2 to 3 week €
10 to 11 years old: 13 to 16 euros per month
12 to 13 years old: 18 to 22 euros per month
14 to 15 years: 25 to 30 euros per month
16 to 17 years old: 35 to 45 euros per month
18: 70 euros per month
Danger: There is only orientation values! The amount depends heavily on the disposable income of the parents and the number of siblings.
Tips about pocket money
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Pocket money should not be linked to consideration.
Nor pocket money should be used as a reward. Parents should not threaten pocket money withdrawal even if the room has not been cleaned up or Junior has strolled already on their way to school.
If you set the amount that you remain consistent and do not make "additional payments" if your child has too quickly spent the money.
Children should be allowed to freely dispose of their pocket money. That in managing the first own money can go wrong a lot in the beginning, parents should accept it. Help and suggestions from parents are allowed.
Parents should pay the pocket money regularly, for example, every Friday or always beginning of the month.
Parents should pay the pocket money on his own - without the child has to ask for it every time.
Do not be put off his stride when your child argues that all the friends get more pocket money. Perhaps the need to finance them with their pocket money more!
Do not stop spending money too high! Your child does not come to enjoy, to fulfill a big heart's desire after long savings. Children have a hard time with a high pocket money to get to really appreciate the value of things.
Pocket money should always be canceled at a particular location. The best a nice piggy bank or money box a pretty suitable for it. Children should learn that you can not lie around money indiscriminately or carries a walk in his pockets.
and what not - Discuss with older children exactly what they have to pay the allowance.
When children have problems to economize with their pocket money, help a little book in which it records the revenue and expenditure. also another Auszahlrhythmus may help.
Especially with younger children, it is advisable not to forget the good old piggy bank: A bank account can be useful to deposit more cash gifts - your child, you should, however, make the joy of experiencing saving sensual: A promising rattling treasure is now time much more attractive than bare figures on a bank statement.
How much pocket money to get other children?
According to the Kids Consumer Analysis (KVA) children have average 27 euros a month. The investigation also shows that already more than half of preschool children (55%) on your own pocket money: namely an average of 10.68 euros per month. So that parents are more generous than experts recommend on average. German youth welfare offices recommend a weekly allowance from 1.50 to 2 euros for six to seven year old children. In children between eight and nine years, the recommendation is weekly for 2 to 3 euros.
Here 50 Cent, there a few euros - nationwide come as quite a buzz together: Alone at pocket money have Germany's children over nearly two billion euros. Plus cash gifts come Christmas, a birthday or a witness. Clearly, therefore, for the advertising industry Children are therefore a very interesting target group.
How much pocket money gets your child?
At what age children should get pocket money? And how much? What should the child finance everything from pocket money? For questions about spending money, it is interesting to see how other parents solve the allowance question. Participate in this survey and see how other parents have answered.